Bangalore Real Estate and Property for sale

Compare Home Loans and Property Loan Rates in India-Get the Best Home Loans


Home Loan Interest rates in Bangalore

Loan Amount - 30 to 75 Lakhs, Loan Tenure- 15 to 20 Years.

Bank Name Floating Interest rate Processing Fee Prepayment Charges
State Bank Of India 10.10% Up to 25 lacs : 0.125% of loan amount minimum Rs.1000/-
25-75 lacs : Rs.3,250/-
75 & above : 5,000/-
Nil
ICICI Bank Scheme I :10.50% (Fixed 1 yr)
Scheme II : 10.50% (Fixed 2yrs)
Scheme III : 10.75% (Fixed 3yrs)
then 10.50%
0.50% of loan amount upto 1 crore N.A
HDFC Ltd 10.40% 0.5% or maximum 10,000+service tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source
HSBC Bank 10% to 13% 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil
LIC Housing Scheme I : 10.25%(Fixed for 2 years)
Scheme II : 10.95%(Fixed for 10 yrs) (Upto 40Lacs),
Scheme II : 11.20%(Fixed for 10 yrs)
Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(service tax)
Nil
AXIS Bank 10.50% 1% of the Loan Amount Nil
IDBI 10.25% Up to .50%of loan amount
(Rs 2500 to be collected at login and balance at the time of sanction )
If Balance Transfer then 2% Otherwise Nil
ING Vysya 11% 0.5% of the loan amount NIL
Standard Chartered 10.15%-10.25% Rs.7500/- + Service tax NIL
Fedbank 10.20% Max charges 5618/- inclusive taxes NIL
Citibank 10.75% 0.25% (for salaried ), 0.50% ( for Self Employed) NIL
Deutsche Bank 10.50% 12000 + Service Tax Nil
DHFL 11.25% 1% for Salaried & 1.5% for SENP NIL
India Bulls 10.75% Up to 30 lacs 5,000+12.36%(Service tax)
30 lacs & above : 15,000+12.36%(Service tax)
NIL
Federal Bank 10.73% N.A N.A
Allahabad Bank 10.45% 0.50% of loan amount, Maximum Rs. 10,000/- NIL
Bank of Maharastra 11.50% Upto 25 lacs NIL ,Above 25 lacs 0.50%(maximum 50,000) Nil
Central Bank of India 10.25% 0.50% of the loan amount subject to maximum of Rs.20,000/- Nil
Corporation Bank 10.25% (Upto 50Lacs), then 10.50% 0.50% of Loan amount (Max.Rs.50,000/-) NIL
Bank of India 10.35% 0.25% of loan amount. Min.Rs.1,000 and Max. Rs.20,000 Nil
Union Bank of India 10.25% Processing charges are 0.50% of the loan amount subject to maximum of Rs. 15,000 NIL
United Bank of India 10.55% 0.50% of the loan amount N.A
UCO Bank 10.20% 1% of the loan amount maximum Rs.1500/- NIL
Bank of Baroda 10.50% Loan upto Rs.30 Lacs - 0.50% (Minimum Rs.5,000/-)
Above 30 Lacs - 0.40% (Min. Rs.15,000/- & Max. Rs.50,000/-)
N.A.
Canara Bank 10.75%    
Oriental Bank of Commerce 10.75% 0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax NIL
Kotak Bank 10.75% 0.25% - 0.5% 2% on Balance transfer else NIL
Dena Bank 10.55% N.A N.A
Punjab National Bank 10.25%    
First Blue Home Finance 10.50% (For Salaried/SEP) , 11% (For SENP) Salaried: Up to 30 lacs :7300
30 - 75 lacs : 11800
75 lacs & above : 15,000 + service tax(12.36%)
Nil
Vijaya Bank 10.75% N.A N.A
Syndicate Bank 10.50% upto Rs.25 lacs - 0.25% (Min Rs 1000 - Max Rs 5000)
26 lacs to 75 lacs - 0.55% (Max.Rs.500/-)
above Rs.75 lacs - 0.55% (Max Rs.10000/-)
N.A
Indian Overseas Bank 10.50% A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. N.A
Reliance 11.50% - 11.75% 0.75% of loan amount NIL
PNB Housing Finance 10.75%(SEP), 11%(SENP) Upto 50 Lacs then 11%(SEP) , 11.25%(SENP) 0.5% NIL
Development Credit Bank 11.50% 1% Nil
State Bank of Travancore 10.25%-10.50% Processing fees stands reduced by50% of normal charges during the campaign period NIL
Tata capital Housing Finance ltd 10.75% (Upto 50Lacs), Then 11% 0.5 to 1% off the loan amount. N.A
Dhanalakshmi Bank Scheme I: 11.50% (Fixed for 1 yr), Then 12%
Scheme II: 12.50% (Upto 35Lacs)
Scheme I: 12% (Fixed for 1 yr), Then 12.50%
Scheme II: 12.50%
1% + service tax N.A
Indian Bank 10.45% Nil Nil

*The home loan interest rates given above are indicative in nature. The actual rates at which an individual will be able to get a home loan depend on the individual's financial profile and negotiating ability.